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https://anywhere.epam.com/business/how-to-build-a-finance-app-to-create-personal-budget - Personal finance apps allow people to stay organized and predict their spending. This way they can save capital for unplanned expenses and generally have more control over their finances. Financial management and expense tracking by category create a clear visualization of when and where money has been spent, helping you plan your budget. Basic steps in creating a financial app The process of developing a financial app, like the development of any other product, starts with defining the target audience and includes several main steps: competitor analysis, feature selection, choice of technology stack, and the development itself, promotion, and marketing team work.